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Personal debt

  • Wednesday, 25 September, 2024
    Indian business & finance
    India wrestles with unsecured lending hangover

    Young Indians are racking up personal loan and credit card debts

    Shopping centre in New Delhi, India
  • Saturday, 13 July, 2024
    Nearly 3mn fell into financial difficulty last year in the UK

    Study finds more than 20mn people in Britain are now living in vulnerable circumstances

    Person in a raincoat walks past a grafittied wall with ‘Food bank!’ and an arrow written on it
  • Wednesday, 19 June, 2024
    UK mortgage rates
    Credit card debt hits UK mortgage affordability

    Outstanding card balances on the rise as interest rates remain high

    A pile of assorted credit cards
  • Wednesday, 24 April, 2024
    InterviewUS financial regulation
    US consumer finance watchdog raises alarm over credit card megadeals

    CFPB boss warns over competition and financial stability as Capital One and Discover pursue $35bn merger

    Rohit Chopra, director of the Consumer Financial Protection Bureau
  • Saturday, 10 February, 2024
    Claer Barrett
    A dating app with credit scores: what’s not to love?

    Proving you can manage your finances has real pulling power

    A mobile phone showing a person’s credit score sits on a bed of love hearts. If you’re looking for long-term love, a high credit score could be a proxy for stability and reliability
  • Monday, 5 February, 2024
    Serious MoneyClaer Barrett
    Even the posh are turning to pawnbrokers

    Tax bills and mortgage pain increase the need for short-term finance among the well-heeled

  • Friday, 5 January, 2024
    Serious MoneyClaer Barrett
    Are credit card points ever worthwhile?

    The wealthier you are, the more alluring deals will be

  • Saturday, 30 December, 2023
    FT Financial Literacy and Inclusion Campaign
    Four ways to sort out your financial life in 2024

    New year resolutions to revolutionise your relationship with money

  • Thursday, 30 November, 2023
    Gambling industry
    Calls grow for gambling ad ban on London transport network

    Mayor Sadiq Khan urged to honour manifesto pledge

    Commuters in a London Tube train
  • Thursday, 19 October, 2023
    Late payments rise on US loans tied to inflated pandemic credit scores

    Emergency cash and repayment freeze gave lenders an ‘opportunity to juice up their growth’

    People wearing masks during the coronavirus pandemic wait in line at a food pantry in New York
  • Thursday, 12 October, 2023
    Q&APersonal Finance
    Need to Know: What do Metro Bank’s financial woes mean for customers?

    There are consequences for both borrowers and savers

  • Sunday, 8 October, 2023
    Credit cards
    US consumers cut back on credit cards as repayment charges hit record high

    Rising debt burden raises fears for financial health of American households

    Pumpkin Halloween decorations on display at a store in California
  • Friday, 22 September, 2023
    Serious MoneyClaer Barrett
    How can we defuse the household debt time bomb?

    The nature of people’s debts have changed significantly — so too must debt solutions

  • Tuesday, 5 September, 2023
    LexUS banks
    US household debt: Americans whip out the plastic as pandemic-era savings disappear Premium content

    There is some hope that remaining ‘excess savings’ can prevent a sudden cut in spending

    JPMorgan chief executive Jamie Dimon
  • Wednesday, 23 August, 2023
    LexRetail & Consumer industry
    US student loans: consumer groups prep for a mortar boarding Premium content

    Credit card companies could also take a modest hit

    Columbia University students at a graduation ceremony
  • Friday, 11 August, 2023
    Student finance
    How to help children pay for university

    As the new academic year looms, parents face financial, social and educational dilemmas

  • Friday, 21 July, 2023
    UK consumer credit
    Consumers face rising borrowing costs as interest-free deals shrink

    Fall in demand for car loans and new credit cards

    A person taps with a card to pay for shopping
  • Monday, 3 July, 2023
    News in-depthUS society
    Millions of US borrowers brace for the return of student debt payments

    End of a pandemic-era pause and debt-forgiveness scheme will ripple through the US economy as bills come due

  • Friday, 23 June, 2023
    Serious MoneyClaer Barrett
    Banks must play fair as mortgage rates rise

    As millions brace for the impact of more expensive home loans, here’s my don’t panic guide to what happens next

  • Monday, 5 June, 2023
    Rana Foroohar
    What the debt ceiling debate missed

    Neither government nor private sector problems can be discussed in a vacuum

  • Friday, 3 February, 2023
    Serious MoneyClaer Barrett
    For love or money: the hidden victims of financial abuse

    Being trapped in a financially controlling relationship is more common than you think

  • Wednesday, 11 January, 2023
    Cost of living crisis
    More than 750,000 UK households at risk of mortgage default, says regulator

    Financial Conduct Authority warns on mounting danger of ‘payment shortfall’

    A street of terraced houses in London
  • Tuesday, 27 December, 2022
    Personal Finance
    Money Clinic podcast: What’s your financial new year resolution?

    Experts pass on financial planning tips for the year ahead

    Headshots of Sara Williams, Claer Barrett, Timi Merriman-Johnson and Iona Bain
  • Friday, 2 December, 2022
    Serious MoneyClaer Barrett
    The dark side of retail therapy

    At what point does bargain hunting turn into shopping addiction?

  • Tuesday, 29 November, 2022
    Money Clinic with Claer Barrett podcast24 min listen
    ‘The dopamine is so high’: the psychology of shopping addiction

    What it’s like to live with a shopping addiction, and how to overcome it

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