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Fixed-rate loans

  • Friday, 20 September, 2024
    Two-year UK mortgage rates fall faster than longer-term deals

    Shorter fixed-rate offers move closer to five-year ones as markets price in future Bank of England rate cuts

    View of the Bank of England from a portico opposite
  • Thursday, 11 August, 2022
    Serious MoneyClaer Barrett
    Mortgage wake-up call for middle classes

    Rising interest rates could cost some borrowers more than rising energy bills

    A colourful row of terraced houses
  • Friday, 14 January, 2022
    Leveraged loans
    Investors bet on loans as Fed readies to lift interest rates

    Weekly inflows hit highest level in five years on expectations of hawkish shift at US central bank

    Illustration of the outside of the Federal Reserve building
  • Friday, 3 December, 2021
    Subprime lending and the fight against the sharks

    Poorer borrowers have some options as scandal-hit lenders try to recover and innovative not-for-profits expand. But are they enough?

  • Friday, 27 September, 2019
    Family MoneyLucy Warwick-Ching
    Starting university? Lesson one is how to budget

    Many students are more likely to worry about money than exam results

    The challenges of student finance - FT Money
  • Friday, 7 September, 2018
    UK homeowners opt for five-year mortgages amid economic worries

    Bank of England rate move and uncertainty prompt increase in longer-term products

    File photo dated 13/08/17 of an aerial view of terraced houses in south west London. Many people are becoming "stuck" in unsuitable house-share arrangements amid a growing trend of adults clubbing together to buy property, according to a report. PRESS ASSOCIATION Photo. Issue date: Friday August 31, 2018. More than 140,000 houses have been bought by groups of friends or family in the past five years, twice as many as in the previous five years, a study found. See PA story INDUSTRY House. Photo credit should read: Victoria Jones/PA Wire
  • Thursday, 13 April, 2017
    Student loan interest rates will rise to 6.1 per cent

    Move linked to increase in retail price inflation

    LONDON, UNITED KINGDOM - JULY 18:  Students wear gowns and mortarboards as they prepare to attend their graduation ceremony in the Royal festival Hall on the Southbank on July 18, 2013 in London, England. The United Kingdom is experiencing a second week of heatwave conditions.  (Photo by Oli Scarff/Getty Images)
  • Tuesday, 6 December, 2016
    HSBC pulls cheapest mortgage in portent of end to low rates

    Other high street lenders expected to follow suit as costs creep up

  • Friday, 28 October, 2016
    Currencies
    Million pound mortgages are cheaper than ever

    Loans of up to £5m offer rates less than 1 per cent

    Chelsea prices fell 8.9 per cent in the year to August
  • Monday, 20 June, 2016
    HSBC offers record low 0.99% mortgage rate

    Two-year fixed deal on loans up to £500,000

  • Friday, 19 December, 2014
    10-year mortgage deals offer certainty at a price

    Borrowers expect to pay a 1 per cent premium over a five-year deal

    A TSB logo sits on a sign outside one of the company's bank branches, operated by Lloyds Banking Group Plc, in Romford, U.K., on Wednesday, June 4, 2014. Lloyds Banking Group Plc, Britain's biggest mortgage lender, will sell 25 percent of its TSB consumer bank in an initial public offering this month and plans to lure individual investors with bonus shares. Photographer: Chris Ratcliffe/Bloomberg
  • Friday, 5 December, 2014
    Mortgage lenders to speak with one voice

    Initiative to standardise terms and end ‘sneaky fees’

    According to official data Spanish house prices rose by 0.8 per cent in the second quarter
  • Friday, 31 October, 2014
    Nationwide offers 10-year fix

    But brokers point to high early repayment charges and lack of flexibility

    General Views Of Nationwide Building Society Branches...The logo of the Nationwide Building Society sits on a sign outside one of the company's branches in London, U.K., on Thursday, Nov. 24, 2011. Nationwide Building Society, the U.K.'s largest customer-owned lender, said pretax profit rose 17 percent after the company issued more mortgages and increased its consumer business through credit cards and personal loans. Photographer: Simon Dawson/Bloomberg
  • Friday, 10 October, 2014
    Nationwide cuts early repayment loan fees

    Mutual imposes sliding scale of charges

    General Views Of Nationwide Building Society Branches...The logo of the Nationwide Building Society sits on a sign outside one of the company's branches in London, U.K., on Thursday, Nov. 24, 2011. Nationwide Building Society, the U.K.'s largest customer-owned lender, said pretax profit rose 17 percent after the company issued more mortgages and increased its consumer business through credit cards and personal loans. Photographer: Simon Dawson/Bloomberg
  • Thursday, 14 August, 2014
    Homeowner relief over deferred rate rise

    Little chance of immediate rise, says Bank of England

    File photo dated 06/03/14 of the Bank of England in London as interest rates are expected to rise by the end of the year after Bank of England governor Mark Carney warned that the first hike from the historic low of 0.5% could come sooner than expected. PRESS ASSOCIATION Photo. Issue date: Friday June 13, 2014. Economists said Mr Carney's surprise move had put households, businesses and markets on notice that an increase in the cost of borrowing was fast approaching. The move will spell higher repayments on many mortgages linked to the Bank rate but relieve hard-pressed savers who have been squeezed by it being left at 0.5% for more than five years. See PA story ECONOMY Rates. Photo credit should read:
  • Friday, 2 August, 2013
    Fixed-rate mortgages fall further

    HSBC launches two-year fix at 1.49%

  • Friday, 5 July, 2013
    Lenders raise fixed-rate mortgage deals

    Skipton and Platform increase selected rates

  • Thursday, 20 June, 2013
    Homeowners lured by low mortgage rates

    Lending in May rose to highest level since 2008

    Foxtons Estate Agents As Owner BC Partners Mulls Sale
  • Wednesday, 14 November, 2012
    Skipton raises ‘revert to’ mortgage rate

    Move will not affect existing customers

  • Wednesday, 22 August, 2012
    Santander raises SVR mortgage rate

    Monthly repayments to rise from October 3

  • Tuesday, 31 July, 2012
    Lenders target low-risk borrowers

    Banks launch cut-price mortgage rates

  • Friday, 20 July, 2012
    Mortgage lenders cut borrowing costs

    Santander launches five-year fix at 2.99%

  • Sunday, 22 April, 2012
    Share buybacks
    Low rates fuel early debt repayments

    Liability management on the rise

  • Friday, 17 February, 2012
    Hybrid mortgages seek best of both worlds

    New five-year mortgage deals have been launched by lenders

  • Friday, 3 February, 2012
    Chelsea’s five-year fixed-rate mortgage

    3.19 per cent deal comes with a fee of £1,495

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